Unbeaten 5-0 Nevada failed to cover its last game after giving up 48 second-half points to Montana in a 77-66 home win this past Wednesday. Wolf Pack coach Steve Alford wasn't happy about that. So I see the Wolf Pack being very focused for this matchup.

Nevada is good. Loyola Marymount is an average West Coast Conference team. The Lions are 5-3, but have played very weak competition. Their victories have been against Westcliff, Jackson State, FIU, UTEP and Central Arkansas. The Lions' losses have occurred to Yale, Stephen F. Austin and Oakland.

It's a step up for the Lions to play on the road against Nevada. A key is Nevada doesn't turn the ball over, ranking fifth in the nation in turnover margin. Loyola Marymount is 216th in that important category.

UNLV had been playing well above its head all season - until this past week when it lost at home as a short favorite to San Jose State. The Rebels made huge strides in Barry Odom's first season as their head coach. 

But now the Rebels' lack of experience in big games shows up. This is the first time UNLV is participating in the Mountain West Conference championship game. Boise State, on the other hand, is making its sixth appearance in the last seven years in the Mountain West title game. 

The Broncos have had some close, tough losses. Now, though, they are in a good place under popular interim coach Spencer Danielson going 2-0 since firing Andy Avalos. 

Boise State can ride two of the best running backs in the conference, Ashton Jeanty and George Holani. UNLV doesn't have the defense to stop them ranking 85th in total defense and 69th in run defense.

The Rebels don't play their home games on campus. So even though this game is in Las Vegas at Allegiant Stadium on the Strip - where the Raiders play - there is not much of a home field edge. Boise State travels well, too.  

This is the Big Ten Conference title game. But nothing was bigger for Michigan than beating Ohio State last week. So this matchup is actually a letdown for the Wolverines.

Iowa's offense has gotten better, but obviously this handicap is all about the Hawkeyes' outstanding defense and Michigan being in a letdown spot.

So I'll take this many points given these factors.

The Hawkeyes rank fourth in the nation in scoring defense holding opponents to 12.2 points a game. Only Penn State has scored more than 16 points against Iowa this season.

Michigan isn't going for style points in this matchup. The Wolverines have become heavily ground-oriented. They'll be content to stay on the ground - like they did against Penn State and Ohio State - and grind out a victory while the clock keeps moving. This is tremendously conducive when taking an underdog getting this many points.

The skill position players on these two teams get the publicity, but the defenses are very good.

Louisville ranks 19th in total defense. The Cardinals catch a major break with Florida State QB Jordan Travis out. The Seminoles could only manage 24 points against Florida last week minus Travis. The Gators had surrendered an average of 41.2 points during their last five games before holding Florida State to 24 points.

Backup Seminoles QB Tate Rodemaker completed fewer than half of his passes for only 134 yards and no touchdowns against the Gators. FSU stud wide receivers Keon Coleman and Johnny Wilson are far less effective without Travis throwing to them. Florida State is more run-oriented now with Rodemaker under center. Louisville has the 12th stingiest run defense in the nation.  

Florida State has held its last eight opponents to 20 points or fewer. The Seminoles have faced better quarterbacks than Louisville's Jack Plummer.

Note, too, that the game is being played in Charlotte where the weather forecast is for an 80 percent chance of rain. That should ensure more running plays.

I am more impressed with Creighton's 6-1 start than Nebraska's 7-0 beginning. So is the oddsmaker. He's installed the Bluejays as a road favorite. It's the correct call. Creighton is the superior team.

The Bluejays are a top-40 scoring and defensive team. They rank 18th in 3-point field goal accuracy. The Bluejays also are a much better rebounding team than Nebraska.

The Cornhuskers have been favored in each of their previous seven games. Their schedule has been so weak they've been favored by at least 14 1/2 points in five of their seven games. Nebraska still doesn't have its full complement of rotation players either.

Finally free of obtuse offensive coordinator Matt Canada, the Steelers produced a season-high 421 yards against the Bengals last week. Kenny Pickett wasn't just restricted to throwing sideline passes like before. Tight end Pat Freiermuth caught nine passes for 120 yards using the middle of the field. Pittsburgh has a strong 1-2 running punch of Jaylen Warren and Najee Harris to go with one of the better wide receiver tandems, Diontae Johnson and George Pickens.

The Steelers weren't utilizing all these weapons properly under Canada. Now they are. Pittsburgh also gets to face a worse defense than Cincinnati - Arizona. Only the Commanders have surrendered more points than the Cardinals.

The Cardinals are more dangerous offensively with Kyler Murray and James Conner back. Going by fantasy football numbers, Murray has been a top-10 quarterback since his return three games ago. The Steelers have yielded the seventh-most yards to wide receivers.

The Rams are going from playing a bottom-two defense in Arizona to meeting a Cleveland defense that gives up the fewest yards and passing yards. Night and day.

Before lighting up the Cardinals' dreadful defense last week, the Rams had averaged 14.2 points in their previous four games. The Rams' passing game isn't as good as it looks on paper with Cooper Kupp being close to a non-factor with only six receptions in his last three games for 77 yards.

The Browns can win this game with their tough defense and ground-control running attack. The only thing that can beat the Browns is turnovers. So look for Cleveland to be ultra-conservative on offense knowing that immobile Joe Flacco will be under center.

The Rams have held their last three opponents - Cardinals, Seahawks and Packers - to a combined average of 16.6 points.

The Rams were able to bully a bad Cardinals defense last week. They won't be able to do that against an elite, well-coached Browns defense.

Cleveland is the better team. But because of its quarterback situation with Joe Flacco starting we have an inflated line on the Rams.

The line is shaded to the Rams, too, because of Cleveland injuries. However, I expect both Myles Garrett and Amari Cooper to both play. Cooper actually is excited about Flacco starting because of Flacco's ability to throw deep.

If you discount the Rams' overtime victory against the Colts, their only wins have been against the Cardinals and Seahawks. LA has lost both to the Bengals and Steelers. The Browns defeated the Bengals and split with the Steelers.

The Rams are a finesse team. The Browns are extremely physical. It's a bad matchup for the Rams and because of that this game is priced incorrectly.

The spot sets up well for the 49ers to get a measure of revenge from their, 31-7, loss to the Eagles in the NFC title game last season when Brock Purdy was knocked out of the game.

I find the 49ers to be the most complete team in the NFC when healthy, which they are now. The Eagles rank 29th on pass defense. That is a potentially fatal flaw.

Philadelphia also isn't as healthy as San Francisco with a banged-up receiver corps.

San Francisco is the more rested team having last played on Thanksgiving while the Eagles defense was on the field for a staggering 92 plays in their overtime victory against the Bills last Sunday. Buffalo produced 505 yards against the Eagles.

The 49ers have much to prove here. The Eagles, on the other hand, actually have a bigger game on deck when they face the Cowboys on the road next Sunday night.